As a seasoned professional take your business to the next level with the A & D platform.

As a seasoned loan officer your value, experience and achievements are an important asset to us. Our number one focus is providing you a home that provides you with the support, marketing and products you need to get to the next level. You are not alone, we help you grow your referral business, reward you for your accomplishments and not only encourage your input but value it.
We wont stop there, if you are looking for career advancement and a company that will blaze a trail for your growth into management than A & D is the perfect family/partnership for you.

Job Description

The Mortgage Loan Officer (MLO) proactively solicits new residential mortgage business and sells A & D Mortgage products to meet established loan quality and production goals. In this on-going sales role, the Mortgage Loan Officer continually identifies, develops and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. A Mortgage Loan Officer’s network may consist of Real Estate professionals, Builders, professional and personal contacts, as well as other valuable referral sources, and is enhanced by the Mortgage Loan Officer’s regular participation in business related development opportunities, community efforts to promote home ownership and professional organizations.
The MLO responds to customer inquiries and referrals that are generated from both their own contacts and from other A & D channels. The MLO conducts interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information. The MLO ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies and adhering to HMDA requirements.


Develops and maintains successful relationships with business referral sources, existing and prospective A & D Mortgage Prospects and new mortgage lending opportunities. Meets with customers as necessary during various stages of the loan process. Utilizes A & D training materials, reference tools and other resources to provide accurate and up-to-date loan program/policy information to both external customers and internal business partners. Provides complete loan applications to sales manager. Ensures exceptional customer experience by overseeing loan process from origination to close and providing on-going communication to customers and business partners. Achieves production goals as established by A & D Mortgage. Oversees and ensures successful completion of all assigned Mortgage Loan Officer Training activities.

Daily Routine

New Business Development -Develop Business Referral Network through marketing, cold-calling, prospecting and networking activities. Participate in community efforts to promote home ownership. Loan Application Process Meet with prospective borrowers. Review / Analyze credit and financial data. Determine borrower financing objectives and goals. Present appropriate A & D products and programs and explain guidelines. Apprise of pricing and lock rate as required. Collect supporting loan documentation as required and provide complete package to Sales Manager.

Upload complete application via Calyx Processing Center. Work with Sales Manager, Processors, Underwriters and closing coordinators to ensure that loan conditions are met. Partner with processors and Sales Manager with ongoing communication to customer regarding loan status. Utilize LPS to check for notes and conditions.

Professional Development – Attend and complete all A & D required training. Maintain current and thorough knowledge of all lending programs, policies, procedures and regulatory requirements. Perform all job functions in accordance with A & D policies and procedures. Maybe be partnered with Entry Level Loan Officer to train and provide guidance of all aspects of sales process


Strong computer skills including a fundamental understanding of MS applications, database management and previous experience utilizing laptop technology for communication purposes including accessing rate, credit and loan status information.

Solid time management skills and the ability to organize prioritize and perform multiple tasks simultaneously. Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences. Ability to analyze and comprehend complex financial data and provide financial alternatives. Professional and effective interpersonal skills.

Enthusiasm for assignments and the ability to meet established time lines.

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